Your Pay Details
Your Take-Home Pay
| Gross Pay | $0 |
| Federal Income Tax | –$0 |
| Social Security (6.2%) | –$0 |
| Medicare (1.45%) | –$0 |
| Virginia State Tax | –$0 |
| Take-Home Pay | $0 |
How Your Virginia Paycheck Works
Virginia has a graduated income tax with rates from 2% to 5.75%. The top 5.75% rate kicks in at just $17,000 of taxable income, meaning most workers pay 5.75% on the majority of their earnings. Virginia provides a standard deduction of $8,000 (single) or $16,000 (married).
Federal Income Tax
Calculated using 2025 federal brackets from 10% to 37%, applied to taxable income after the standard deduction.
Social Security
6.2% of gross pay up to $176,100. Funds the Social Security retirement and disability program.
Medicare
1.45% of all gross pay. High earners over $200K pay an additional 0.9% surtax.
Virginia State Tax
Virginia uses 4 brackets from 2% to 5.75%. The top rate of 5.75% applies to taxable income above $17,000, so most workers pay close to 5.75% on their state income.
2025 Virginia State Tax Brackets
Here are the Virginia income tax brackets for single filers in 2025, applied after the state standard deduction or personal exemption.
| Rate | Single — Taxable Income |
|---|---|
| 2.00% | $0 – $3,000 |
| 3.00% | $3,000 – $5,000 |
| 5.00% | $5,000 – $17,000 |
| 5.75% | $17,000 – No limit |
Major Cities in Virginia
Whether you live in Virginia Beach, Chesapeake, or anywhere else in Virginia, state tax rates apply uniformly — your city does not change your paycheck calculation. Local taxes and cost of living vary by city, as shown below.
* Population from U.S. Census estimates. Home prices and rent are 2023–2024 estimates. Local income tax applies to residents unless noted.
Frequently Asked Questions
What is Virginia's state income tax rate?
Virginia has 4 brackets: 2% on the first $3,000, 3% on $3,000–$5,000, 5% on $5,000–$17,000, and 5.75% on everything above $17,000. Because the top bracket starts so low, most workers effectively pay close to 5.75% on most of their income.
How much of my paycheck goes to taxes in Virginia?
A single filer earning $55,000/year in Virginia pays roughly 4.8–5.2% in effective state income tax (after the standard deduction) plus federal taxes and FICA. Total deductions typically run 26–30% of gross pay.
What is FICA and how much is it?
FICA covers Social Security (6.2% up to $176,100) and Medicare (1.45% with no cap). Together that is 7.65% of gross pay, paid by every US worker regardless of state.
How do pre-tax deductions like a 401(k) reduce my taxes?
Pre-tax deductions reduce both your federal and state taxable income. A $5,000 annual 401(k) contribution can save $600–$1,100 in federal taxes plus additional state tax savings depending on your bracket.
How accurate is this calculator?
This calculator uses 2025 federal and state tax brackets. Results are estimates — your actual paycheck may vary based on W-4 elections, employer deductions, and local taxes not included here.