Your Pay Details
Your Take-Home Pay
| Gross Pay | $0 |
| Federal Income Tax | –$0 |
| Social Security (6.2%) | –$0 |
| Medicare (1.45%) | –$0 |
| Pennsylvania State Tax (3.07%) | –$0 |
| Take-Home Pay | $0 |
| ⚠ Local & City Income Tax may apply | |
Local & City Income Taxes in Pennsylvania
Pennsylvania requires nearly every municipality and school district to levy a Local Earned Income Tax (EIT) on wages. This means most Pennsylvania workers pay a local tax on top of state and federal taxes — and the rate depends on where they live and where they work.
The rate is typically split between your municipality and your school district, with most workers paying 1–2% combined. Philadelphia is a special case: residents pay a wage tax of 3.75%, and non-residents who work in Philadelphia pay 3.44%. Pittsburgh residents pay 3%.
Local taxes in Pennsylvania are generally withheld automatically by your employer. The Pennsylvania Department of Community & Economic Development maintains a rate lookup tool if you need to find your exact rate.
How Your Pennsylvania Paycheck Works
Pennsylvania has one of the simplest state tax systems in the US: a flat 3.07% income tax on all wages with no deductions or exemptions. What you earn is what gets taxed at that flat rate, plus federal taxes and FICA.
Federal Income Tax
Calculated using 2025 federal brackets from 10% to 37%, applied to your taxable income after the standard deduction.
Social Security
6.2% of your gross pay up to $176,100. Funds the Social Security retirement and disability program.
Medicare
1.45% of all gross pay with no income cap. High earners over $200K pay an additional 0.9% surtax.
Pennsylvania State Tax
Pennsylvania taxes all wages at a flat 3.07% with no standard deduction or personal exemption — one of the simplest state tax systems.
2025 Federal Tax Brackets
The US uses a progressive tax system — you only pay each rate on income within that bracket, not your entire salary.
Single Filers
| Rate | Income Range |
|---|---|
| 10% | $0 – $11,925 |
| 12% | $11,926 – $48,475 |
| 22% | $48,476 – $103,350 |
| 24% | $103,351 – $197,300 |
| 32% | $197,301 – $250,525 |
| 35% | $250,526 – $626,350 |
| 37% | Over $626,350 |
Married Filing Jointly
| Rate | Income Range |
|---|---|
| 10% | $0 – $23,850 |
| 12% | $23,851 – $96,950 |
| 22% | $96,951 – $206,700 |
| 24% | $206,701 – $394,600 |
| 32% | $394,601 – $501,050 |
| 35% | $501,051 – $751,600 |
| 37% | Over $751,600 |
Major Cities in Pennsylvania
Whether you live in Philadelphia, Pittsburgh, or anywhere else in Pennsylvania, state tax rates apply uniformly — your city does not change your paycheck calculation. Local taxes and cost of living vary by city, as shown below.
* Population from U.S. Census estimates. Home prices and rent are 2023–2024 estimates. Local income tax applies to residents unless noted.
Frequently Asked Questions
What is Pennsylvania's state income tax rate?
Pennsylvania has a flat 3.07% state income tax rate on all earned income. Unlike many states, Pennsylvania has no standard deduction or personal exemption — all wages are taxed at 3.07% from the first dollar.
What percentage of my paycheck goes to taxes in Pennsylvania?
In Pennsylvania, a single filer earning $55,000/year pays roughly 3.07% in state income tax plus federal taxes and FICA. Total deductions typically run 22–25% of gross pay.
What is FICA and how much is it?
FICA covers Social Security (6.2% up to $176,100) and Medicare (1.45% with no cap). Together that's 7.65% of gross pay. Every US worker pays these regardless of state.
How do pre-tax deductions like a 401(k) reduce my taxes?
Pre-tax deductions reduce your federal taxable income, lowering your tax bill. A $5,000 annual 401(k) contribution could save $600–$1,100 in federal taxes depending on your bracket.
How accurate is this calculator?
This calculator uses 2025 federal brackets and the state's current flat rate. Results are close estimates — your actual paycheck may vary based on W-4 elections and employer deductions.