Your Pay Details
Your Take-Home Pay
| Gross Pay | $0 |
| Federal Income Tax | –$0 |
| Social Security (6.2%) | –$0 |
| Medicare (1.45%) | –$0 |
| Oregon State Tax | –$0 |
| Take-Home Pay | $0 |
| ⚠ Local & City Income Tax may apply | |
Portland Metro Local Income Taxes
The Portland metro area has added significant new local income taxes in recent years. Two separate taxes currently apply to higher earners in the region: the Metro Supportive Housing Services Tax and the Multnomah County Preschool for All Tax.
The Metro tax applies to single filers earning over $125,000 (or $200,000 for joint filers) who live or work in the Metro district, which covers most of the Portland area. The Multnomah County tax applies to single filers over $125,000 who live in Multnomah County. Combined, these can add 1–1.5% to the tax burden for affected earners.
These taxes are relatively new and not always withheld automatically by employers. Higher earners in the Portland area may need to make estimated payments. The calculator on this page reflects Oregon state tax only.
How Your Oregon Paycheck Works
Oregon has a graduated income tax from 4.75% to 9.9%. Oregon is notable for having no sales tax, but makes up for it with higher income tax rates. Oregon's standard deduction is modest at $2,745 (single) or $5,495 (married).
Federal Income Tax
Calculated using 2025 federal brackets from 10% to 37%, applied to taxable income after the standard deduction.
Social Security
6.2% of gross pay up to $176,100. Funds the Social Security retirement and disability program.
Medicare
1.45% of all gross pay. High earners over $200K pay an additional 0.9% surtax.
Oregon State Tax
Oregon uses 4 brackets from 4.75% to 9.9%. Oregon has no sales tax, but its income tax rates are among the higher ones in the western US.
2025 Oregon State Tax Brackets
Here are the Oregon income tax brackets for single filers in 2025, applied after the state standard deduction or personal exemption.
| Rate | Single — Taxable Income |
|---|---|
| 4.75% | $0 – $18,400 |
| 6.75% | $18,400 – $46,200 |
| 8.75% | $46,200 – $250,000 |
| 9.90% | $250,000 – No limit |
Major Cities in Oregon
Whether you live in Portland, Eugene, or anywhere else in Oregon, state tax rates apply uniformly — your city does not change your paycheck calculation. Local taxes and cost of living vary by city, as shown below.
* Population from U.S. Census estimates. Home prices and rent are 2023–2024 estimates. Local income tax applies to residents unless noted.
Frequently Asked Questions
What is Oregon's state income tax rate?
Oregon has 4 graduated brackets: 4.75%, 6.75%, 8.75%, and 9.9%. Oregon has no sales tax — the state relies heavily on income tax revenue instead.
How much of my paycheck goes to taxes in Oregon?
A single filer earning $55,000/year in Oregon pays roughly 7–8% in effective state income tax (Oregon's standard deduction is small) plus federal taxes and FICA. Total deductions typically run 29–34% of gross pay.
What is FICA and how much is it?
FICA covers Social Security (6.2% up to $176,100) and Medicare (1.45% with no cap). Together that is 7.65% of gross pay, paid by every US worker regardless of state.
How do pre-tax deductions like a 401(k) reduce my taxes?
Pre-tax deductions reduce both your federal and state taxable income. A $5,000 annual 401(k) contribution can save $600–$1,100 in federal taxes plus additional state tax savings depending on your bracket.
How accurate is this calculator?
This calculator uses 2025 federal and state tax brackets. Results are estimates — your actual paycheck may vary based on W-4 elections, employer deductions, and local taxes not included here.